# What You'll Need:
→ Bread Batter
01 - 2 cups light brown sugar, packed
02 - 4 cups all-purpose flour
03 - 2 tablespoons baking powder
04 - 1 teaspoon salt
05 - 2 large eggs
06 - 2 cups whole milk
07 - 2/3 cup vegetable oil
→ Cream Cheese Filling
08 - 4 ounces cream cheese, softened
09 - 1/4 cup granulated sugar
10 - 1 large egg
→ Topping
11 - 1/4 cup caramel sauce
# Step-by-Step Guide:
01 - Preheat oven to 350°F. Grease two 1-pound loaf pans with cooking spray or butter.
02 - In a medium mixing bowl, whisk together brown sugar, all-purpose flour, baking powder, and salt until evenly distributed.
03 - In a large bowl or stand mixer, beat together eggs, milk, and vegetable oil until fully combined.
04 - Gradually add dry ingredients to wet mixture, stirring until just combined. Do not overmix to maintain tender crumb structure.
05 - Divide half of the batter evenly between the two prepared loaf pans.
06 - In a separate bowl, beat softened cream cheese, granulated sugar, and egg together until smooth and homogeneous.
07 - Spoon the cream cheese mixture down the center of the batter in each loaf pan, creating a distinct line.
08 - Top the cream cheese layer with remaining batter, gently spreading to cover the filling without disrupting it.
09 - Drizzle caramel sauce in a stripe across the top of each loaf. Using a knife, make gentle swirls through the batter and caramel, being careful not to overwork the mixture.
10 - Bake for 50 minutes until a toothpick inserted into the center comes out mostly clean with minimal cream cheese residue acceptable.
11 - Allow loaves to rest in pans for 10 minutes, then turn out onto a wire rack to cool completely before slicing.