Caramel Cream Cheese Bread (Printable)

Moist quick bread with cream cheese filling and caramel swirl, ideal for breakfast or dessert.

# What You'll Need:

→ Bread Batter

01 - 2 cups light brown sugar, packed
02 - 4 cups all-purpose flour
03 - 2 tablespoons baking powder
04 - 1 teaspoon salt
05 - 2 large eggs
06 - 2 cups whole milk
07 - 2/3 cup vegetable oil

→ Cream Cheese Filling

08 - 4 ounces cream cheese, softened
09 - 1/4 cup granulated sugar
10 - 1 large egg

→ Topping

11 - 1/4 cup caramel sauce

# Step-by-Step Guide:

01 - Preheat oven to 350°F. Grease two 1-pound loaf pans with cooking spray or butter.
02 - In a medium mixing bowl, whisk together brown sugar, all-purpose flour, baking powder, and salt until evenly distributed.
03 - In a large bowl or stand mixer, beat together eggs, milk, and vegetable oil until fully combined.
04 - Gradually add dry ingredients to wet mixture, stirring until just combined. Do not overmix to maintain tender crumb structure.
05 - Divide half of the batter evenly between the two prepared loaf pans.
06 - In a separate bowl, beat softened cream cheese, granulated sugar, and egg together until smooth and homogeneous.
07 - Spoon the cream cheese mixture down the center of the batter in each loaf pan, creating a distinct line.
08 - Top the cream cheese layer with remaining batter, gently spreading to cover the filling without disrupting it.
09 - Drizzle caramel sauce in a stripe across the top of each loaf. Using a knife, make gentle swirls through the batter and caramel, being careful not to overwork the mixture.
10 - Bake for 50 minutes until a toothpick inserted into the center comes out mostly clean with minimal cream cheese residue acceptable.
11 - Allow loaves to rest in pans for 10 minutes, then turn out onto a wire rack to cool completely before slicing.

# Expert Tips:

01 -
  • It tastes like you spent hours in the kitchen when you really spent less than an hour total.
  • That creamy center stays moist for days, making it perfect for slicing into whenever hunger hits.
  • The caramel swirl feels indulgent without needing any fancy techniques or special skills.
02 -
  • Don't overmix the batter or your bread will be dense and tough instead of light and tender.
  • The cream cheese will sink if the first layer of batter isn't thick enough, so measure that half-batch carefully.
03 -
  • Room temperature ingredients mix together more smoothly, so pull eggs and cream cheese from the fridge about 20 minutes before you start.
  • A gentle hand with the caramel swirl looks more sophisticated than aggressive swirling; trust that less is more here.
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